Paycheck Protection Program
HARVEST PPP PORTAL NOW OPEN!
We are excited to announce the Harvest PPP Portal is fully open! This applies to:
All application requests will go through the link below:
USE CHROME BROWSER ONLY!
Harvest Small Business Finance Application
(CLICK TO ACCESS PORTAL)
Items needed to submit with your online application:
1st Time PPP Loan Request:
2nd Draw PPP Loan UNDER $150,000 Request (Existing PPP Harvest 1st Round Borrower):
2nd Draw PPP Loan OVER $150,000 Request (Existing PPP Harvest 1st Round Borrower):
2nd Draw PPP Loans - NON Harvest 1st Round Borrower:
1st and 2nd Draw PPP Loan Applications for Self-Employed Individuals filing a Schedule C:
The online portal will require you to enter an email address of which you will have to validate through a direct/instantaneous email back to your account (if you don’t immediately see this email, please check your spam account). Once you validate your request, please follow the steps within the portal which will include uploading the requested documents above. Once submitted, a Harvest representative will reach out directly with any additional items and/or security questions to validate you as a borrower. Once those items have taken place, the Harvest representative will submit to the SBA for approval. Be cautioned this could take a few days to clear the SBA center due to high demand. After an approval is in hand, you will be notified of your approval with a copy of your loan documents. You will need to return those executed documents along with an ACH form for the proceeds to be wired. We expect that to occur within 48 hours of receipt.
We look forward to creating a smooth, efficient process and are excited to have you as a Harvest Small Business Finance client!
We are excited to announce the Harvest PPP Portal is fully open! This applies to:
- 1st Time PPP Borrowers (those who have not received PPP financing in the last rounds)
- 2nd Draw existing Harvest PPP Borrowers
- 2nd Draw non-Harvest PPP Borrowers (looking to change financial institutions from round one)
All application requests will go through the link below:
USE CHROME BROWSER ONLY!
Harvest Small Business Finance Application
(CLICK TO ACCESS PORTAL)
Items needed to submit with your online application:
1st Time PPP Loan Request:
- SBA Application Form 2483 (Download)
- Last 4 quarters 941 payroll tax forms
- Payroll roster or log to verify employees & salaries
- Driver’s License
2nd Draw PPP Loan UNDER $150,000 Request (Existing PPP Harvest 1st Round Borrower):
- SBA Application Form 2483-SD executed only!! (Download)
2nd Draw PPP Loan OVER $150,000 Request (Existing PPP Harvest 1st Round Borrower):
- SBA Application Form 2483-SD (Download)
- Documentation to support a 25% reduction in Annual 2020 vs. 2019 gross revenues OR a 2020 vs 2019 comparison using the 1st, 2nd, 3rd, or 4th quarterly figures from the same period the previous year
- Documentation may include relevant tax forms, including annual tax forms (2020 & 2019), or, if relevant tax forms are not available, quarterly financial statements or bank statements
2nd Draw PPP Loans - NON Harvest 1st Round Borrower:
- Copy of NOTE from 1st PPP Loan
- Supporting Payroll documentation used in 1st PPP Loan
- SBA Application Form 2483-SD (Download)
- If loan over $150,000, same documentation as stated above related to documents supporting a 25% reduction in gross revenue
1st and 2nd Draw PPP Loan Applications for Self-Employed Individuals filing a Schedule C:
- SBA Application Form 2483-C / 1st draw - Schedule C Filers (Download)
- SBA Application Form 2483SD-C / 2nd draw - Schedule C Filers (Download)
The online portal will require you to enter an email address of which you will have to validate through a direct/instantaneous email back to your account (if you don’t immediately see this email, please check your spam account). Once you validate your request, please follow the steps within the portal which will include uploading the requested documents above. Once submitted, a Harvest representative will reach out directly with any additional items and/or security questions to validate you as a borrower. Once those items have taken place, the Harvest representative will submit to the SBA for approval. Be cautioned this could take a few days to clear the SBA center due to high demand. After an approval is in hand, you will be notified of your approval with a copy of your loan documents. You will need to return those executed documents along with an ACH form for the proceeds to be wired. We expect that to occur within 48 hours of receipt.
We look forward to creating a smooth, efficient process and are excited to have you as a Harvest Small Business Finance client!
Other PPP Resources
3508S Forgiveness Application & Instructions (Loans of $150k or less) (Download)
3508EZ Forgiveness Application & Instructions (Loans > $150k – See instructions for eligibility criteria) (Download)
3508 (Full Form) Forgiveness Application & Instructions (Loans > $150k – ineligible to use 3508EZ) (Download)
Interim Final Rule on Second Draw Loans (01/06/21) (Download)
Interim Final Rule on Loan Forgiveness Requirements and Loan Review Procedures as Amended by Economic Aid Act (01/19/21) (Download)
US Treasury Homepage to Assist Small Businesses (Visit)
Harvest is currently working on existing borrower communication related to applying for PPP Forgiveness. Instructions to be released shortly. If you have questions about your PPP application or loan, please email ppp@harvestcref.com
3508EZ Forgiveness Application & Instructions (Loans > $150k – See instructions for eligibility criteria) (Download)
3508 (Full Form) Forgiveness Application & Instructions (Loans > $150k – ineligible to use 3508EZ) (Download)
Interim Final Rule on Second Draw Loans (01/06/21) (Download)
Interim Final Rule on Loan Forgiveness Requirements and Loan Review Procedures as Amended by Economic Aid Act (01/19/21) (Download)
US Treasury Homepage to Assist Small Businesses (Visit)
Harvest is currently working on existing borrower communication related to applying for PPP Forgiveness. Instructions to be released shortly. If you have questions about your PPP application or loan, please email ppp@harvestcref.com
Nationwide Direct Non-Bank Lender
Transactional Loans
SBA 504 and Non-SBA Conventional
Owner-Occupied Properties
Transactional Loans
SBA 504 and Non-SBA Conventional
Owner-Occupied Properties
Harvest Commercial Capital, LLC (“Harvest”) is a non-bank lender with the specific goal of serving small business borrowers who have traditionally been ignored by large, regional, and community banks. The increased regulatory burden placed on banks has created a standardized approach to Commercial Real Estate (CRE) lending, leaving many small businesses behind. With a company mindset dedicated to solution oriented CRE lending, Harvest fills the void created by traditional bank and finance companies. We offer commercial real estate loans starting at $200,000 up to $5 million to customers in most industries.
Formed in 2016 and headquartered in Laguna Hills, California, Harvest is an affiliate of Medalist Partners, LP ("Medalist"), a New York based investment manager with approximately $2.2 billion in assets under management (AUM) as of January 31, 2021 across strategies in asset-based private credit, structured credit, and CLOs.
Formed in 2016 and headquartered in Laguna Hills, California, Harvest is an affiliate of Medalist Partners, LP ("Medalist"), a New York based investment manager with approximately $2.2 billion in assets under management (AUM) as of January 31, 2021 across strategies in asset-based private credit, structured credit, and CLOs.
LENDING HIGHLIGHTS
• 504 Projects up to $10 million, nationwide
• Conventional (Non-SBA) Financing up to $5 million, Nationwide
• 65% LTV Conventional Financing, Cash Out, FICO Scores down to 600
• Historical BKs, Short Sales, and Foreclosures okay
• Committed to hitting deadlines, structuring loans, and saving deals
• Conventional (Non-SBA) Financing up to $5 million, Nationwide
• 65% LTV Conventional Financing, Cash Out, FICO Scores down to 600
• Historical BKs, Short Sales, and Foreclosures okay
• Committed to hitting deadlines, structuring loans, and saving deals