Harvest Commercial Capital - 504 and Conventional Financing
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Conventional Business Real Estate Mortgage

CONVENTIONAL LOAN

​Small Balance Commercial
​

Harvest Commercial Capital offers conventional (non-SBA) owner-user financing, nationwide. Offering a conventional product allows Harvest to participate and fund commercial real estate projects that fall outside of the SBA lending requirements. By offering this creative product, we can capture a large group of small businesses that either don’t qualify for SBA financing, or don't fit a traditional bank's credit standards. 

Program Highlights
  • Up to $5mm in CRE financing 
  • Up to 65% LTV
  • Down to 20% owner occupancy requirements (vs. 51% with SBA)
  • Global Cash Flow of 1:15:1.00
  • Tenant Income considered to improve DSCR
  • Fico Scores down to 600
  • Cash out OK! 

Eligible Property Types
  • Office, Industrial, Retail 
  • Special Purpose Properties- Flagged Hotels, education, day-care, restaurants, self-storage, auto repair and dealership properties

Ineligible Property Types
  • Gas Stations
  • Car Washes 
  • Assisted Living
  • Raw Land
  • Rural Properties (less than 100,000 MSA)
  • Ground Up Construction
Harvest Commercial Capital, LLC

HEADQUARTERS
24422 Avenida De La Carlota
Suite 310
Laguna Hills, CA 92653​
​
​SERVICING
Servicing questions can be directed to the Servicing Department at   949-534-0240   or by email  servicing@harvestcref.com​. 
​FAX:  949-607-1665

​
LOANS MADE OR ARRANGED PURSUANT TO A CALIFORNIA FINANCE LENDERS LAW LICENSE NUMBER 60DBO-53525.    © COPYRIGHT 2019.    ​ALL RIGHTS RESERVED.

  • Home
  • ABOUT HARVEST
    • Executive Management
    • Regional Managers
    • Loan Officers >
      • Southern California
      • California & Pacific Northwest
      • Southwest
      • East
      • Midwest
  • PRODUCTS
    • SBA 504 Loans
    • Conventional Loans
    • Interest Rates
  • CONTACT
  • NEWS